About VirtuaPay
VirtuaPay, founded in 2019, is a trusted payment solutions provider dedicated to Malaysian SMEs and enterprises. We deliver secure, reliable, and scalable services — including payment gateways, collection tools, and financial operations support — to help businesses simplify transactions, improve efficiency, and achieve sustainable growth. We are committed to setting high standards in reliability, transparency, and customer support. VirtuaPay’s systems are built for uptime, data security, and flexibility, so our enterprise partners can integrate our services into their operations with confidence.
Our Brand Story
Our Mission
At VirtuaPay, we are passionate about empowering businesses through innovation. As a trusted digital payment solutions provider, our mission is to help SMEs and enterprises embrace the future of payments with confidence. We connect merchants to their customers through cutting-edge solutions that simplify transactions, enhance efficiency, and strengthen security. By delivering enterprise-grade financial infrastructure, we enable businesses to operate seamlessly while maintaining full control over their payment flows.
Our Vision
To be the leading provider of comprehensive payment solutions in Malaysia & Singapore, empowering SMEs and enterprises with a full suite of secure, seamless, and innovative services that drive business growth and operational excellence.
Features We Offer

Virtual Terminal
Turn your smartphone into a complete payment terminal. Accept and manage payments anytime, anywhere - perfect for businesses of any size.
Tokenization
Protect card data with encrypted tokens for secure, seamless payments. Returning customers checkout faster - just CVV and OTP needed.
Seamless integration
Integrate payments directly on your website without redirecting customers. A simple snippet enables secure bank login, authorization, and real-time payment updates.
Marketplace payment
Simplify complex marketplace transactions with automated payment processing that manages and separates funds between multiple sub-merchants.
Recurring payment
Automate billing and collections for subscription services with our reliable recurring payment solution - ensuring timely payments and effortless management.
Gateway Solutions
A comprehensive gateway built for enterprises - enabling direct integration and settlement with your acquiring bank for seamless online payments.
Installment Payment
A credit card installment payment plan provides customers the flexibility to pay off substantial purchases through organized repayment structures over a set duration, which can range from months to years.
Payment link
Accept payments easily through a single link - supporting cards, online banking, e-wallets, Credit card installment and more. Share via chat, email, or SMS and get paid instantly.
Proof of Success
Our achievements speak for themselves. Here's how we've made a difference in Malaysia's payment landscape.
Industry-leading reliability with minimal downtime
Lightning-fast transaction processing times
Round-the-clock customer support and monitoring
Get Started with 3 Easy Steps
What Our Customers Say
"During peak hours like lunch and dinner time, VirtuaPay's terminal always works smoothly. No downtime, no issues — fast and reliable even when the crowd is big!"
"During promotion season, the queue can get really long, but VirtuaPay handles all payment methods — cards, eWallets, DuitNow — with no hassle. Super convenient and fast!"
"Many of our customers buy beauty packages worth over RM2,000. With VirtuaPay, they can easily pay by instalments up to 6, 12, 24 months with 0% interest. Our customers love it!"
"VirtuaPay integrates perfectly with our online store. After switched to VirtuaPay, we noticed fewer abandoned carts and faster payment confirmation. It really helps us close sales faster and build customer trust."
"We have thousands of monthly subscribers. VirtuaPay automates the recurring payments on the exact billing date - no more chasing customers one by one. It's all automatic!"
"VirtuaPay makes managing our membership fees so much easier. Members just register once, and their monthly payments run automatically. Saves time and keeps everything organized!"