Online Payment Gateway

VirtuaPay - Powering Seamless Payments for Every Business in Malaysia

Experience the future of digital payments with VirtuaPay, Malaysia's all-in-one online payment gateway. Accept local and international cards, e-wallets like DuitNow, online banking (FPX), and multi-bank instalment plans — all in one secure platform.

Our ready-to-use API plugins for WooCommerce, Shopify, Site Giant, and more make integration effortless, so you can start accepting payments faster, safer, and smarter.

Gateway Features

Everything you need for secure and efficient online payment processing

🔗

Convert more customers

Powering Every Online Payment in One Platform Increase conversion with a seamless online checkout, one-click payments, and flexible payment options - giving every customer a smooth, seamless, and trustworthy payment experience.
🛡️

More faster lower costs

Speed. Reliability. Cost Savings Deliver faster, more reliable online payments with VirtuaPay. Minimize downtime, streamline developer workflows, and reduce transaction costs with a gateway that supports diverse payment methods and robust payment rails for Malaysian enterprises.
🌍

Accept Multiple Payment Methods

More Ways to Pay, More Sales to Gain VirtuaPay empowers your business with credit & debit cards, FPX, and eWallets - all in one seamless platform, giving customers more payment choices and boosting your online conversions.
📊

Powerful Dashboard

Insights That Drive Smarter Decisions Take control of your business with VirtuaPay's powerful dashboard - access real-time reports, payment analytics, and settlement details to optimize operations and make data-driven decisions that grow your revenue.

Businesses growing with us.

Our payment gateway is catered to businesses of all sizes across various sectors. Check out some of the main industries we serve.

Local online stores
Social sellers
Saloon, spa
Education/ tuition centres
Training/ consultancy firms
Service agencies
E-commerce platforms
Clinics
NGOs
Web developers

...and many more.

Instalment Payment Plan (IPP)

A single integration with VirtuaPay enables multiple banks to provide up to 24-month instalments, making payments flexible and boosting customer satisfaction - with API-ready setup for quick deployment.

Ambank
HLB
HSBC
OCBC
RHB
Standard Chartered Bank
Instalment Payment Plan

Instalment Payment Plan (IPP)

Turn Big Payments into Easy Instalments.

Boost your sales by up to 1.5x with VirtuaPay's Instalment Payment Plan (IPP). With easy setup, one-time activation, and flexible tenure options, customers can pay over time without worrying about a lump sum - improving checkout experience and increasing conversions.

Package

Settlement:

Every Thursday.

*If the settlement date falls on non-business day, it will be remitted on the next business day.

Ewallet & Paynet Duitnow settled on T+2.

LAUNCH PACKAGE

Perfect for new eCommerce businesses.

Higher MDR for local & foreign cards and FPX
Ideal for startups or businesses testing the market
Flexible and cost-effective when future sales are uncertain
Includes ready-to-use API plugins for seamless integration

GROWTH PACKAGE

Designed for scaling businesses with higher transaction volumes.

Lower MDR for local & foreign cards and FPX
Optimized for predictable, high-volume sales
Includes full gateway features, instalment plans, and robust reporting tools

Choose the Right Package. Scale Your Online Payments.

Features

Make purchasing your product or service simpler with our variety of payment features:

Payment Gateway Features

Ready to Get Started?

Join thousands of businesses already using our payment gateway to grow their revenue